Broker resources
For mortgage professionals only. Not intended for distribution to consumers.
UW turn time: 18 hrsupdated August 27, 2026, 8:00 AM CTLock desk: 8:00 AM – 6:00 PM CT
For mortgage professionals only. Not intended for distribution to consumers.
Broker resources
Broker resources
Product cheat sheets, forms, and documents for processing loans, including official agency sources and UFF PDFs.
DU vs LPA Comparison
Side-by-side Conventional overlay comparison between Desktop Underwriter and Loan Product Advisor.
Updated September 4, 2026
Non-QM Product Cheat Sheet
Line-item guideline comparison across Den, Core, Pace, and Crest for full-doc and alt-doc Non-QM executions.
Updated August 3, 2026
DSCR Product Cheat Sheet
Line-item guideline comparison across Den, Core, Pace, and Crest investor cash-flow programs.
Updated August 3, 2026
Non-QM Core
Blend documented income with asset depletion and check DTI and No Ratio.
Uniform Residential Loan Application (URLA 1003)
Standard mortgage application form required by Fannie Mae and Freddie Mac for all residential loan applications
Inquiry Letter
Letter template for brokers to formally inquire about loan products, programs, or specific transaction scenarios with United Fidelity Funding
Updated January 15, 2026
Borrower Acknowledgment of Intent to Proceed
Borrower certification confirming receipt of Loan Estimate and intent to proceed with the loan application according to disclosed terms
Updated January 15, 2026
Loan Estimate (LE) Sample
Three-page form that provides borrowers with important details about the requested mortgage loan
Closing Disclosure (CD) Sample
Five-page form detailing the final terms and costs of the mortgage, provided at least 3 days before closing
ECOA/Adverse Action Notice Information
Information about Equal Credit Opportunity Act rights and adverse action notification requirements
FHA Connection Information
Access FHA Connection portal for case number requests, appraisal ordering, and loan processing
FHA Amendatory Clause & Real Estate Certification
Required FHA form certifying property value and protecting borrowers in purchase transactions
FHA Case Number Request Form
Submit request to obtain an FHA case number for new loan applications through United Fidelity Funding
VA Form 26-1880 - Request for Certificate of Eligibility
Apply for VA loan eligibility certificate to determine entitlement for VA-guaranteed home loan benefits
VA Form 26-1820 - Report and Certification of Loan Disbursement
Required at VA loan closing. VA discontinued Form 26-1802a (HUD/VA Addendum to URLA) and folded it into 26-1820.
VA Funding Fee Information
Details about VA funding fee rates, exemptions, and payment options for VA loans
VA Nearest Living Relative Statement
Required form for veterans to provide name, address, and contact information of their nearest living relative for VA loan processing
Updated January 15, 2026
VA Allowable Closing Costs
Comprehensive guide detailing allowable and unallowable closing costs for VA loans, including fee limitations and restrictions based on origination fee
Updated January 15, 2026
VA Sponsorship Form
Application form for mortgage brokers to obtain VA sponsorship through United Fidelity Funding, including state licensing information and $100 fee
Updated January 15, 2026
Uniform Residential Appraisal Report (Form 1004)
Standard appraisal form for single-family properties, detailing property value and condition
Appraisal Transfer & Independence Certification
Lender certification form confirming compliance with appraisal independence regulations (AIR) and federal/state laws, including attestation of no improper influence on appraisal process
Updated January 15, 2026
Fannie Mae Condo Project Manager
Search and verify FHA and Fannie Mae approved condominium projects for loan eligibility
Business Narrative Form
Required form for self-employed borrowers to document their business profile, operations, revenue generation, and any recent disruptions for Ability to Repay (ATR) calculation
Updated January 15, 2026
Credit Report Inquiry Certification
Borrower certification form documenting all recent credit inquiries within 120 days, including creditor names, dates, purposes, and whether new accounts were opened
Updated January 15, 2026