Regulatory Compliance

Licensing & Compliance

United Fidelity Funding Corp is licensed and regulated in multiple states, ensuring compliance with all applicable mortgage lending laws and regulations.

Licensed in 39 States

We maintain active licenses across 39 states, providing comprehensive coverage for our broker partners.

Fully Compliant

All licenses are current and in good standing with respective state regulatory authorities.

Nationwide Coverage

Our licensing footprint covers the majority of the U.S. mortgage market, serving brokers coast to coast.

NMLS Consumer Access

United Fidelity Funding Corp is registered with the Nationwide Multistate Licensing System (NMLS).

NMLS ID: #34381

View NMLS Record

Licensed States

We are licensed to originate mortgage loans in the following 39 states

Licensed States

Complete Licensing Details

Alabama
Active

Consumer Credit License

License #: 23184

Trade Names: UFF Express

Licensed & Compliant
Alabama State Banking Department
Alaska
Inactive

Mortgage Loan Originator Company License

License #: N/A

Trade Names: mortgageonehomeloans.com

Alaska Department of Commerce, Division of Banking & Securities
Arizona
Active

Mortgage Banker License

License #: BK-1027005

Trade Names: UFF Express

Licensed & Compliant
Arizona Department of Financial Institutions
Arkansas
Active

Combination Mortgage Banker-Broker-Servicer License

License #: 43004

Trade Names: UFF Express

Licensed & Compliant
Arkansas Securities Department
California
Active

Financing Law License (DFPI)

License #: 603J733

Trade Names: UFF CORP.

Licensed & Compliant
California Department of Financial Protection & Innovation (DFPI)
Colorado
Active

Mortgage Company Registration

Trade Names: UFF Express

Licensed & Compliant
NMLS Consumer Access
Connecticut
Inactive

Mortgage Lender License

License #: N/A

NMLS Consumer Access
Delaware
Inactive

Mortgage Lender License

License #: N/A

NMLS Consumer Access
Florida
Active

Mortgage Lender License

License #: MLD506

Trade Names: UFF Express; UFFC Mortgage

Licensed & Compliant
Florida Office of Financial Regulation
Georgia
Active

Mortgage Lender License

License #: 66436

Trade Names: UFF Express; uffcmortgage.com; uffmortgage.com; uffwest.com

Licensed & Compliant
Georgia Department of Banking and Finance
Hawaii
Inactive

Mortgage Loan Originator Company License

License #: HI-34381

Hawaii Department of Financial Institutions
Idaho
Active

Mortgage Broker/Lender License

License #: MBL-2080034381

Trade Names: UFF; UFF Express; UFF West; UFFC Mortgage; UFFWest Funding; United Fidelity Funding Express

Licensed & Compliant
Idaho Department of Finance
Illinois
Active

Residential Mortgage License

License #: MB.6760568

Trade Names: UFF Express

Licensed & Compliant
Illinois Department of Financial & Professional Regulation (IDFPR)
Indiana
Active

Mortgage Lending License (DFI)

License #: 11139

Trade Names: UFF Express

Licensed & Compliant
Indiana Department of Financial Institutions
Iowa
Active

Mortgage Banker License

License #: 2008-0093

Licensed & Compliant
Iowa Division of Banking
Kansas
Active

Mortgage Company License

License #: MC.0025426

Trade Names: UFF Express; UFFC Mortgage; United Fidelity Funding

Licensed & Compliant
Kansas Office of the State Bank Commissioner
Kentucky
Active

Mortgage Company License

License #: MC23287

Licensed & Compliant
Kentucky Department of Financial Institutions
Louisiana
Active

Residential Mortgage Lending License

Licensed & Compliant
Louisiana Office of Financial Institutions
Maine
Active

Supervised Lender License

License #: 34381

Licensed & Compliant
Maine Bureau of Consumer Credit Protection
Maryland
Active

Mortgage Lender License

License #: 34381

Licensed & Compliant
Maryland Commissioner of Financial Regulation
Massachusetts
Active

Mortgage Lender License

License #: ML34381

Trade Names: UFF Express

Licensed & Compliant
Massachusetts Division of Banks
Michigan
Active

1st Mortgage Broker/Lender/Servicer Registrant

License #: FR0020432

Licensed & Compliant
Michigan Department of Insurance and Financial Services
Minnesota
Active

Residential Mortgage Originator License

License #: MN-MO-40134678

Licensed & Compliant
Minnesota Department of Commerce
Mississippi
Active

Mortgage Lender License

License #: 34381

Licensed & Compliant
Mississippi Department of Banking and Consumer Finance
Missouri
Active

Mortgage Company License

License #: 34381

Trade Names: UFF Express; United Fidelity Funding

Licensed & Compliant
Missouri Division of Finance
Montana
Inactive

Mortgage Lender License

License #: N/A

Montana Division of Banking and Financial Institutions
Nebraska
Active

Mortgage Banker License

License #: 2004

Trade Names: UFF Express

Licensed & Compliant
Nebraska Department of Banking and Finance
Nevada
Active

Mortgage Company License

License #: 4944

Licensed & Compliant
Nevada Division of Mortgage Lending
New Hampshire
Active

Mortgage Banker License

License #: 34381MB

Licensed & Compliant
NH Banking Department
New Jersey
Active

Residential Mortgage Lender License

Licensed & Compliant
New Jersey Department of Banking and Insurance
New Mexico
Active

Mortgage Loan Company License

Licensed & Compliant
New Mexico Financial Institutions Division
New York
Inactive

Mortgage Banker License

License #: N/A

New York Department of Financial Services
North Carolina
Active

Mortgage Lender License

License #: L-186719

Trade Names: UFF Express

Licensed & Compliant
North Carolina Commissioner of Banks
North Dakota
Active

Residential Mortgage Lender

License #: ML104863

Licensed & Compliant
North Dakota Department of Financial Institutions
Ohio
Active

Residential Mortgage Lending Act Certificate

License #: RM.850040.000

Licensed & Compliant
Ohio Division of Financial Institutions
Oklahoma
Active

Mortgage Lender License

License #: ML011045

Trade Names: UFFC Mortgage

Licensed & Compliant
Oklahoma Department of Consumer Credit
Oregon
Active

Mortgage Lending License

License #: 34381

Trade Names: UFF Express

Licensed & Compliant
Oregon Division of Financial Regulation
Pennsylvania
Active

Mortgage Lender License

License #: 99512

Trade Names: UFF Express

Licensed & Compliant
Pennsylvania Department of Banking and Securities
Rhode Island
Inactive
South Carolina
Active

Mortgage Lender / Servicer License (BFI)

License #: MLS - 34381

Licensed & Compliant
South Carolina Department of Consumer Affairs
South Dakota
Active

Mortgage Lender License

License #: 34381.ML

Licensed & Compliant
South Dakota Division of Banking
Tennessee
Active

Mortgage License

License #: 34381

Trade Names: UFF Express

Licensed & Compliant
Tennessee Department of Financial Institutions
Texas
Active

Mortgage Banker Registration (SML)

Trade Names: VFF United Fidelity Funding Corp.

Licensed & Compliant
Texas Office of Consumer Credit Commissioner
Utah
Inactive

Mortgage Lender License

License #: N/A

Utah Division of Real Estate
Vermont
Inactive

Mortgage Lender License

License #: N/A

Vermont Department of Financial Regulation
Virginia
Active

Lender License

License #: MC-7052

Trade Names: UFF Express

Licensed & Compliant
Virginia Bureau of Financial Institutions (within SCC)
Washington
Active

Consumer Loan Company License

License #: CL-34381

Trade Names: UFF West Funding Corp.

Licensed & Compliant
Washington Department of Financial Institutions
West Virginia
Inactive

Mortgage Lender License

License #: N/A

WV Division of Financial Institutions
Wisconsin
Active

Mortgage Banker License

License #: 34381BA

Trade Names: UFF Express

Licensed & Compliant
Wisconsin Department of Financial Institutions
Wyoming
Inactive

Mortgage Lender License

License #: N/A

Wyoming Division of Banking

Regulatory Compliance

We maintain the highest standards of regulatory compliance and consumer protection

Federal Compliance
  • Truth in Lending Act (TILA)
  • Real Estate Settlement Procedures Act (RESPA)
  • Equal Credit Opportunity Act (ECOA)
  • Fair Credit Reporting Act (FCRA)
  • Dodd-Frank Act / Ability-to-Repay Rule
State Compliance
  • State licensing requirements met
  • Regular regulatory examinations
  • Surety bonds and net worth requirements
  • Continuing education compliance
  • Annual license renewals current

Questions About Our Licensing?

Our compliance team is available to answer any questions about our licensing and regulatory status.