Piper moves the file with you
Piper is UFF's AI Pipeline Assistant, built into PRO Portal. She reads the loan you are in and the stage it is in, then tells you the next step you own versus what UFF is handling.
Watching the pipeline
Critical
LE send-by has passed
No initial LE delivery recorded. Send or confirm it, then update the disclosure dates.
Watch
Lock may not cover close
She compares lock expiration to the estimated closing date before you lose the rate.
Stalled
Appraisal has not moved
The file is waiting. It shows up as an action card, not a status hunt in the pipeline.
Try asking
- Which locks are at risk?
- What's stalled and why?
- What clears the last conditions fastest?
01 · Origination
Price the scenario
Run Quick Pricer or price inside the loan. Lock from the run when the number works.
Piper: Ranks every eligible product and puts Piper's Pick on top: rate, price, P&I, and why it wins. Ask what-ifs such as a higher FICO or pricing it as a refinance.
02 · Submit
Send a complete file
Finish the loan file, upload borrower documents, and submit to UFF.
Piper: Flags missing data and the Loan Estimate send-by date before TRID is late. Tells you the next step you own versus what UFF Setup reviews after intake.
03 · In process
Keep the file moving
Work the pipeline. Respond to UFF when Setup or underwriting needs a borrower item.
Piper: Watches lock expiration, lock coverage versus closing, stalled appraisals, Notice of Incompleteness, and counteroffer windows. Critical items surface as action cards, not a status hunt.
04 · Underwriting
Clear what is still open
Upload condition docs and chase the items only you can get from the borrower.
Piper: Tracks open conditions against the closing date. Ask what clears the last conditions fastest, or tell her to draft the borrower update.
05 · CTC to funded
Protect the close
Confirm CD timing, lock coverage, and any last borrower signatures.
Piper: Calls out closing risk while conditions are still open, and whether the lock still covers the estimated close. The next step is always yours or UFF's, never a generic checklist.
Use Piper on your next file
Create a broker account and Piper is on the pipeline, the pricer, and the loan.